Programs that support your future.

Life and health insurance is the foundation when planning for your family’s financial security. It allows families to remain secure and allows you to keep your future promises…today, should anything happen. We can design a program that makes sense for you and your family.
Areas served: John F. Sebak Insurance Agency offers life & health insurance for residents and businesses in the Pittsburgh and Western PA areas, including Natrona Heights, Murrysville, New Kensington and Monroeville.
Areas served: John F. Sebak Insurance Agency offers life & health insurance for residents and businesses in the Pittsburgh and Western PA areas, including Natrona Heights, Murrysville, New Kensington and Monroeville.

Life Insurance & Estate Planning

How much life insurance should I have? Here are some areas to consider:

  • Burial Expense
  • Mortgage Payoff
  • Any Other Loan Balance
  • Salary Replacement
  • Education Fund For Children
  • Co-Signed Student Loans

After you determine how much you need, we will work with you to decide what life insurance program is best for you to purchase.

We offer a variety of policies for you to choose from:

  • Term Insurance: Coverage for a specified period of time from 5 to 30 years or longer. At the end of the policy period, coverage stops without any cash value.
  • Whole Life Insurance: Lifelong coverage with a fixed premium and cash value.
  • Universal Life Insurance: Combines features of both term and whole life insurance. Offers life insurance protection while accumulating cash value. A flexible- premium policy allowing you to vary the timing and amount of your premium payments.
  • Mortgage Protection Plans
  • Business Life Insurance
  • Child Life Insurance

Health Insurance

We can help you navigate the many options available:

Individual Health Insurance Plans

  • Directly through UPMC and Highmark
  • “Affordable” Care Marketplace
  • Short-Term for special situations (changing jobs/getting laid off)
  • Medicare advantage plans: Highmark, UPMC, Aetna/Coventry
  • Medicare supplements: Highmark, UPMC and Cigna

Group Health Plans

  • Small groups (2 or more non-family members) – Highmark, UPMC, United Healthcare & Aetna
  • Large Groups- Highmark, UPMC, United Healthcare & Aetna

Miscellaneous policies

  • Long-Term Care
  • Disability